The MIB ensures a steady monthly income in case of death or permanent total disability caused by an accident or illness.

This rider waives future premium payments if the policyholder becomes permanently and totally disabled due to an accident or sickness.

The WOP rider ensures that the policy premiums are paid on behalf of the insured in case of their death.

The Spouse Rider provides coverage for the death of the policyholder's spouse, offering financial security to the family.

The CI rider provides coverage for 12 critical illnesses, ensuring financial support upon diagnosis.

The ADB offers financial protection to the insured's family in case of death due to an accident.

This rider provides coverage in case of accidental death or permanent total disability resulting from an accident.

The HCB rider provides daily cash allowances during hospitalization, including enhanced benefits for ICU admissions.

Yes, multiple riders can be added to enhance the policy coverage, subject to terms and conditions.

Yes, the maximum sum assured for certain riders, including ADB and AD&D, is Rs. 10 million.

A medical check-up is mandatory for the Critical Illness rider. For other riders, it depends on the policy terms.

Yes, certain riders like the Hospital Cash Back (HCB) can be renewed after the initial benefit term.